One more addition:
Every time I open this file that I have "restricted edits" on, it opens in a strange "read only" view, and when I click out of this view to "edit" the file, all of the Orange cursors appear (that are the cause of the "Highlight the Regions I can edit" check box under "Restrict Editing." Obviously I can uncheck that, but is there a way to make it so that doesn't happen every single time I open this new template of mine?