I can't believe this, but my computer had "Disable System Protection" check marked; consequently, I am getting a big red "X" and the words "No restore points have been created on your computer's system drive. To create a restore point open system protection. I just now check marked the "Enable System Protection"'.

I don't know if it's only since the update or not since I cannot remember the last time I have used a restore point, it may be 2 years or more. I guess I have always assumed this service was automatically enabled.