Hi OTPM,

Given there are two or more ranges, in which either might have a true/false result, you need to clarify what happens if one is true and the other false. The following approach works if either if true:
=IF(OR(VLOOKUP(I11,A:F,6,FALSE)<TODAY(),VLOOKUP(I1 1,J:O,6,FALSE)<TODAY()),"At Risk","On Time")
To require both to be true, change the OR to AND

Also, I'm not sure how you plan to extend the range all the way to column Z. I've assumed you're using the same offsets from J as for A, but maybe that's not so.

__________________
Cheers,
Paul Edstein
[Fmr MS MVP - Word]