Docs open under formatting toolbars

[clive]

My MS Word (2004 for Mac) has begun opening documents right at the top of the screen, underneath the toolbars I have open (Standard and Formatting). I can't get them to open further down the page where I can get at the "traffic lights" etc. on the top gray bar. It's very annoying, 'cos I have to drag the bottom of the doc up to make it smaller, then close the toolbars to get at the top bar and drag it down, then open the toolbars again! Help stop me killing my computer...