I don't know that it is possible to completely eliminate it. However, the following code sets the default when you add a field through Insert>Quick Parts>Fields is to have the box to insert it uinchecked.
I have it installed in an Add-In.
Code:
Sub InsertField()
' Graham Mayor vba samples
' Intercepts InsertField command and removes MERGEFORMAT default
' Allows CHARFORMAT switch option
'
Dim oRng As Range, i As Variant, sSwitch As String, strChoice As String
'
' Uncheck box to insert MERGEFORMAT
'
SendKeys "{Tab 2} +{Tab 2}"
'
Dialogs(wdDialogInsertField).Show
On Error GoTo Finish 'User has cancelled
'
Selection.MoveLeft Unit:=wdCharacter, Count:=1, Extend:=wdExtend
Set oRng = Selection.Range
'
For i = 1 To oRng.Fields.Count
With oRng.Fields(i)
If InStr(1, .Code, "MERGEFORMAT") <> 0 Then
sSwitch = MsgBox("Use charformat in place of the mergeformat switch?", _
vbYesNo, _
"Insert Field")
If sSwitch = vbYes Then
.Code.Text = Replace(.Code.Text, _
"MERGEFORMAT", _
"CHARFORMAT")
End If
End If
.Update
End With
Next i
Selection.MoveRight Unit:=wdCharacter, Count:=1
Finish:
End Sub
If you do check the box, it asks if you want CharFormat instead.