Thanks for the tips Paul. I did not know how to see the separator before you explained how.

Unfortunately everything you suggested I look at looks OK (including separator paragraph spacing), so it sure is odd why I am getting these odd page breaks near my footnotes. I even tried to delete the footnote separator paragraph in the References/Show Notes window, and there was still a huge space above the footnote (now without the separator [the separator line was at the top of this huge space just below the body text]).

Le me know if you have any other ideas.

Thanks.