Hi Paul - thanks very much again for your help
I was hesitating before sending you the records and document because it's confidential information. I was going to give you an edited version without the confidential stuff, but realized that I would be changing the situation if I did, so I tried more stuff before doing so.
I still don't know why it wasn't working, but now it is

- yeah, yeah, I know you hear that all the time, so yes, I realize ( also knew that all the time ) that it was clearly something I had done wrong.
I still don't know what I was doing wrong, but here's what I did that fixed it :
- I went to the database and added another city column, populated it with the same data as the original column
- the new column was way over to the right ( about Column Z in excel, about 26 in Word )
- I added a new merge field for the new city column but couldn't get any of the columns on the far right to merge at all ( apparently I now had a new problem )
- I went into EDIT RECIPIENT LIST
- I changed the left-to-right order of the columns ( I didn't know you could do that, happened on it by accident, not sure why it is even an option )
- I moved all the name-and-address columns to the left ( the original city column was F6, the new one was F22
- SUDDENLY, both F6 and F22 are merging properly
SO - I"m still mystified

but the thing is working

and I"m sorry I wasted your time
thanks again, I really appreciate your willingness to spend time helping me.
best regards
woody