What you're describing is not so much a template as a page watermark, which you can add to any Word document.
The issue, as you've recognised, is one of getting the horizontal lines in the watermark to match the lines on the typed page. That's really not especially difficult if you stick to one font size and one line spacing. See attached. The document uses a 0.6cm line & paragraph spacing, combined with a table with 0.6cm row heights in a textbox formatted as 'behind text' in the page header.
It's impossible to do this if you start changing font sizes and line spacing - just as it would be on a piece of paper.
A simple alternative that can accomodate changes to font sizes and line spacing is to simply apply blue underlining to all the text.
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Cheers,
Paul Edstein
[Fmr MS MVP - Word]
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