Now that you've vented your spleen, perhaps you'd care to take a little time studying Templates and Styles, and how to create and modify them.
For Templates, see:
http://office.microsoft.com/en-au/wo...in=HA010237355
http://office.microsoft.com/en-au/templates
http://office.microsoft.com/en-au/te...010237355.aspx
For Styles, see:
http://office.microsoft.com/en-us/wo...010230882.aspx
There are many more web pages that offer advice on these things too.
As for your automobile analogy, I doubt you ever got a licence to drive one without learning how to do so (and not be a menace on the roads) beforehand ...