Thanks. I am a private lender and lend money to other real estate investors in my area. The reason I use an existing document is because it is a 15 page Mortgage Agreement, and the only things that change are the names and the address of the property. So, for an example, if I have lent funds to John Doe previously on 123 main street, and then John Doe comes back to me for funding on 234 Broad Street, I can open the "old" 123 Main St. mortgage document, and simply change the address of the property to 234 Broad Street and the date of the mortgage, since all of the other information will remain the same. I can then save the changed document to Mortgage - 234 Broad St, and the old document that was 123 Main St. remains unchanged if I simply close it.