Assuming no merged cells
Code:
Sub Macro1()
Dim oTable As Table
Dim oRow As Row
Dim i As Integer, j As Integer
For i = 1 To ActiveDocument.Tables.Count
Set oTable = ActiveDocument.Tables(i)
For j = oTable.Rows.Count To 1 Step -1
Set oRow = oTable.Rows(j)
If InStr(1, oRow.Range, "total") > 0 Then
oRow.Range.Rows.Add
End If
Next j
Next i
Set oTable = Nothing
Set oRow = Nothing
End Sub