Yes this was indeed the problem. Word is amtureing, but soooo slowly.
I wonder if I will live to see in-line footnotes. i.e.:

1. fdkfjdfjdlj 2. dfjkljfkdlsjfksl 3. jvkcxjkljvkl

and NOT

1. jdhfjdkhdjk
2. fhjfhdjfhdk
3. hfdjhfjdkhf

In any case, thank you for the help!!

Susan