Well, just in case anyone else has this issue, I've finally fixed it after 3 weeks of hassles.

Bottom line, I needed a computer generated password. I was working with Tech support and he changed it, once I changed it in my webhosting, then started from scratch, it immediately worked. NO IDEA why my original password didn't work, it just didn't. Once it was up and running, I sent a few emails, I changed it back to my original password and it's still working. Super frustrating, but resolved.