Hi Chris,
This isn't a feature I've used in Excel - I completely avoid using shared workbooks because of the endless problems associated with them - so the help I can give you will be limited to research rather than experience. The username comes from the field under Tools > Options > General Tab > User name (at the bottom). As you can see, it isn't a secure or static field: users can change it to whatever they want.
Hope that helps...
Colin
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